Service

Prev Next

Customer Acquisition

Customer acquisition is to help clients make accept or reject decisions and decide the appropriate credit limit or interest rate in loan or card by evaluating a consumer’s risk level and the ability to pay.
Customer Management

Customer management is to assist clients to decide whether an existing customer’s maturity should be extended or not,
and recalculate a credit limit or interest rate through risk assessment.
Collections

Collections are for supporting clients in managing delinquent customers through debt (customer) evaluation.

KCB has been completing client projects
successfully, utilizing its proven model
development methodologies
and top talents.

Design models/strategies
considering specific features
Develop best-performing
Models taking development
environment into account
Develop models accommodating
changes to policies and
customer characteristics
Expand and use available data in
terms of quality and quantity
(using big data and
un-identification technologies)

Service Map

Credit data collected, processed and provided in the form of a report

Information on transaction in loans or credit cards with financial companies
Credit-related data at public organizations (such as bankruptcy, rehabilitation, business suspension or closure, etc.)

Personal Credit Report

A comprehensive credit report which includes information on loans, credit cards, and delinquency to understand a consumer’s creditworthiness
SOHO Credit Report

A comprehensive credit report which includes information on loans and delinquency to understand a micro-business owner’s creditworthiness
Transaction Alarm

Changes which impact a consumer’s credit status are notified daily

Services that help measure the risk of credit default

k-score

Service that provides a rating of each individual’s credit risk level
Subprime Score

Service that provides a rating by segmenting customers who use high-interest credit loan products into the possibility of delinquency
Multiple Debt Risk Index

Service that provides a rating of the potential risk of multiple debtors
Non-face-to-face Linked Loan Score

Service that provides a rating of the credit risk level of consumers using non-face-to-face platforms
MyData Score

Service that provides a rating of the credit risk level using a variety of information collected with customer consent
Self Cure Score

Service that provides a rating of the likelihood that overdue customers will repay within 30 days
SOHO Score

Service that provides a rating of the probability that a small business owner is overdue for more than 90 days in the next 1 year
SOHO Watch Index

Service to identify small business owners with a high potential risk in the future

Services that improve customer relationships by increasing customer values

Income Estimation

Service that provides annual income and income based on asset size
K-DSR

Service that estimates the customer’s actual debt repayment burden
Asset Evaluation Index

Service that estimates the size of real estate assets and provides them in the form of index
Non-face-to-face Credit Opening Availability Index

Service that estimates the possibility of opening loans for consumers using non-face-to-face platforms
SOHO Annual Sales Estimation Model

Service that provides estimated annual sales of small business owners based on alternative information

Services to help detect fraudulent transactions in advance

R-Score

Service that provides a rating of the possibility of personal rehabilitation application within the next 12 months
SAFE-A

Service that provide a rating of fraudulent risk of loan and card application